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4.9 4.9 Star Rating
3,621 reviews
4.9 4.9 Star Rating
3,621 reviews
We have helped over 50,500 Melbourne homeowners over 48 years.

When Repairs Can’t Wait

Home repairs and improvements are not always planned. Whether you need an urgent plumbing repair, an electrical upgrade, roof repairs, a roof restoration or a larger renovation, we understand that essential work can place pressure on your household budget.

That’s why O’Shea Trades offers flexible, interest-free payment options for eligible plumbing, electrical, roofing, renovation and other trade services—helping you move forward with the work your home needs without unnecessary financial stress.

Interest-Free Plans with humm

We partner with humm to offer approved customers the option to spread the cost of eligible work over time.

With humm, you can:

  • Access interest-free payment plans, subject to approval.
  • Choose from available repayment options.
  • Get the work completed now and pay in instalments.
  • Review clear repayment terms before proceeding.

Interest-free options may be available across eligible plumbing, electrical, heating and cooling, roofing and guttering services.

Eligibility criteria, fees, terms and conditions apply. Finance is provided by humm and is subject to approval.

How It Works

The application process is straightforward and handled directly through humm.

JOB ASSESSMENT

We assess your job and provide clear, upfront pricing.

EASY APPLICATION

If you’d like to use a payment plan, we help you apply through humm.

START THE WORK

Once approved, work proceeds as scheduled.

FLEXIBLE REPAYMENTS

You repay in instalments according to your selected plan.

FREQUENTLY ASKED QUESTIONS

Does O’Shea Trades offer interest-free payment plans?

Yes. Approved customers may be able to access interest-free payment plans through humm for eligible O’Shea Trades services. Applications are assessed directly by humm and are subject to eligibility, fees, terms and conditions.

Can I use humm finance for plumbing work?

Interest-free payment options may be available for eligible plumbing services, including larger repairs, hot water system replacements, blocked drain solutions, pipework repairs and plumbing installations.

Can I finance a new hot water system?

Yes, eligible customers may be able to use humm to spread the cost of an approved hot water system repair or replacement over time.

Can I use a payment plan for electrical work?

Payment plans may be available for eligible electrical services, including switchboard upgrades, rewiring, safety improvements, lighting installations and other electrical repairs or upgrades.

Can I finance heating and cooling services?

Eligible air conditioning and heating work may qualify for a humm payment plan, including split-system installations, replacements and selected repairs.

Can I use humm for roof repairs or a roof restoration?

Payment options may be available for eligible roofing work, including roof repairs, roof restorations, guttering and other approved roofing projects.

Can I use a payment plan for gutter replacement?

Eligible gutter repairs, gutter replacement and associated roofing work may be financed through humm, subject to approval and the value of the work.

Can I finance a bathroom or kitchen renovation?

Finance availability for renovations depends on the project value and the payment products available. Our team can explain the available options once the scope and price of your renovation have been confirmed.

What types of work are eligible for humm?

Eligibility depends on the service, total cost and Humm’s current payment-plan requirements. O’Shea Trades will confirm whether a payment option is available after assessing the work and providing upfront pricing.

How do I apply for a humm payment plan?

Once we have assessed your home and provided your options and pricing, our team can help you begin the application process. The application and approval are handled directly through humm.

Will applying affect when my work can begin?

Work financed through humm can proceed once approval has been confirmed and the agreed payment arrangements are in place. We will then schedule the work with you.

Is approval guaranteed?

No. All applications are assessed independently by humm and are subject to its eligibility criteria, credit assessment and terms and conditions.

Are humm payment plans completely free?

Interest-free does not necessarily mean fee-free. Establishment fees, account-keeping fees or other charges may apply depending on the selected plan. Review the full terms provided by humm before accepting an agreement.

Does O’Shea Trades provide the finance?

No. Finance is provided and managed by humm. O’Shea Trades does not provide credit or personal financial advice.

Interest-free payment plans are subject to eligibility, approval, fees, charges and humm’s terms and conditions.

Why Choose O’Shea Trades

We’ve been working across Melbourne since 1978. That’s nearly 50 years of roofs, pipes, and wiring done properly. O’Shea Trades brings together plumbing, electrical, roofing and renovations under one roof, and we hold every job to the same standard regardless of size.

Our tradespeople are licensed, our pricing is upfront, and we back our work with real warranties, including a 10-year workmanship warranty on every new roof we install.

Handypay is part of that same thinking. Trade work is a real investment, and we’d rather help you do it right than watch you delay a job that only gets worse over time. If a payment plan means you can fix the problem properly instead of patching it – that’s a good outcome for you and your home.

Let’s Get It Done

Call O’Shea Trades on 03 9937 0404 or book online to get a fixed quote. Once you’re happy with the price, we’ll walk you through the Handypay application. It only takes a few minutes, and most people are approved on the spot.

Call O’Shea Trades on 03 9937 0404 or book online to get a fixed quote. Once you’re happy with the price, we’ll walk you through the Handypay application. It only takes a few minutes, and most people are approved on the spot.

LET’S GET YOUR
JOB SORTED

Contact O'Shea Trades today for a fixed quote on whatever the job calls for, whether it's a routine maintenance booking, a planned renovation, or an emergency call-out. The Melbourne tradies you can rely on, seven days a week.

Call us now on 03 9937 0404 to book a quote or request a free site inspection.